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Internet Resources

Following are links to some of the many helpful free or low-cost information sources available to consumers online.  These resources are organized by general topic and then alphabetically.

Clarus Financial Planning does not endorse any of the organizations, companies, or products.  These resources are provided to help make your financial and life-planning choices easier.


Financial Planning/Personal Finance

Certified Financial Planner (CFP®).  Board of Standards Information about Certified Financial Planner (CFP®) licensees and the financial- planning profession, including what it takes to become a CFP® and tips on how to select a financial advisor.

The Garrett Planning Network  An international network of independent financial advisors and planners offering hourly, as-needed financial planning and advice to anyone regardless of income.

Kiplinger Personal Finance  Timely personal finance advice and business forecasts; includes news, rates, calculators, quotes, columns, and advice on finance and business.

National Association of Personal Financial Advisors  (NAPFA).  Information about NAPFA and FEE-ONLY financial planners, including why choose a FEE-ONLY financial advisor.

Yahoo Finance  Financial news and commentary on U.S. and world markets, plus investment, loan, and insurance centers.


Colleges & Financial Aid 

College Board Online-The College Board Library  Student and parent information; college planning news, tools and resources.

SavingforCollege.com  Independent and objective information on different ways to save and pay for college; plenty of interactive tools.

Xap.com
  Its “Get Money” feature offers plenty of help in calculating and finding financial aid.


Debt Management

Next Property Group  Real Estate Specialists for people behind in mortgage payments because of financial issues due to divorce, job loss, health issues, etc. 

Nolo.com and MyVesta.org  Both offer general information on topics like debt and bankruptcy, overspending, credit repair, strategies for repaying debts, and debt collections.

Quicken.com  Its “Debt Reduction Planner” helps with ideas to reduce your debt.


Estate Planning

Nolo Law Center  The Wills and Estate Planning link provides access to plain-English articles on topics like estate-planning basics, living wills, funeral planning, and various other legal documents.

Aging With Dignity
  Learn how to ensure that your wishes will be followed in the event of a serious illness with the help of a Living Will and other documents; how to discuss your wishes with loved ones and your physician, and where to obtain resources for family caregivers; includes link to related sites. Check out its “Five Wishes” brochure.


Government and Other Agencies/Organizations

American Bar Association  Offers an online lawyer referral service plus plenty of helpful consumer information.

Centers for Medicare & Medicaid Services  All things to know about Medicare, Medicaid, and many other federal and state-administered health programs.

Department of Health and Human Services
  Hot links to all kinds of valuable health, health care, drug, food, and medical information as well as more resources.

FINRA  The Financial Industry Regulatory Authority - investor information. 

FirstGov  The U.S. government’s official Web portal with hot links to agencies, information, and help from the federal government.

Internal Revenue Service  Tax information, directions, tools, downloadable forms, and more.

National Association of Insurance Commissioners  National organization of state insurance regulators; visit its Consumer Information Source.

North American Securities Administration Association  Investor protection specialists; lots of good reading on everything from investor rights to scams to avoid and what to do if you have a problem. 

Social Security Administration  News and how-to information on tax withholding, obtaining a replacement card or Statement of Earnings and Benefits, etc.  


Home Ownership

BankRate.com  Assorted general information and rates, including current mortgage rates by specific location, calculators to help you figure out how much house you can afford, and a glossary.

National Association of Realtors
® Lots of home-buying and ownership information, links and calculators; includes helpful search tools.

Next Property Group  Second property experts. 


Insurance

ComparisonMarket  A clearinghouse of automobile insurance providers.

eHealthInsurance.com
  Compare health insurance policies for individuals, families, and small businesses.

Insure.com  Comprehensive online consumer insurance information service for auto, life, and health insurance.


Market News

Bloomberg.com  Includes market data, news, analysis, and commentary plus live streamed radio and television links.

SmartMoney  From Dow Jones & Company Inc., publishers of The Wall Street Journal, and Hearst Communications; online magazine of personal business includes information on stocks, bonds, mutual funds, the markets, and more.

Wall Street Journal
  Interactive edition. All the news of the WSJ plus 24-hour-a-day updates.


Retirement

Kiplinger Personal Finance  Timely retirement advice, calculators, columns, and more.

Nolo  Source of excellent do-it-yourself and informational softback books on retirement issues. Type “retirement” in Search tool.

Quicken.com
  Type “retirement” in Search tool for all kinds of valuable information on everything from planning for retirement to tax issues and more.


Senior Issues

AARP  Targets those 50 or older planning for or already retired; all kinds of useful information; be sure to check out Learning and Technology; Family, Home and Legal; Money, and Work.

Agency on Aging  A gold mine of government resources for seniors to home and community-based services through programs funded under the Older Americans Act.

FirstGov for Seniors
  The federal government’s Web portal; plenty of useful information on everything from consumer protection to health, retirement, taxes, travel and leisure, and plenty in between.

Medicare
  Learn about eligibility and benefits, billing, compare health-care options, download Medicare forms, and locate participating providers by geographic area.

Social Security Administration
  Access to a wealth of information related to Social Security; obtain general planning information; apply for benefits and even file online.


Taxes

Internal Revenue Service  Tax information, directions, tools, downloadable forms, and more.

TurboTax from Intuit
  Get plain-language answers to your tax questions, summaries of tax-law changes, tax tips and insights, calculators, and forms.